Last updated: April 15, 2026
Cookie Policy
This policy explains how SailingMoney uses cookies and similar technologies. We keep our cookie usage minimal and purposeful.
1. What Are Cookies
Cookies are small text files placed on your device by websites you visit. They serve various purposes including keeping you logged in, remembering your preferences, and helping us understand how the Service is used.
We also use "session storage" (a browser-based mechanism similar to cookies) for temporary UI state that does not persist between browser sessions.
2. Cookies We Use
Strictly Necessary Cookies
These cookies are required for the Service to function and cannot be disabled. They do not store any personally identifiable information beyond what is necessary for session management.
| Name | Purpose | Duration |
|---|---|---|
| next-auth.session-token | Authenticates your session so you remain logged in | 30 days (or browser session) |
| next-auth.csrf-token | Prevents cross-site request forgery attacks | Browser session |
| next-auth.callback-url | Remembers where to redirect after login | Browser session |
Analytics Cookies
We may use lightweight, privacy-respecting analytics to understand how the Service is used. If used, these are configured to:
- Anonymize IP addresses
- Not share data with third parties for advertising
- Respect Do Not Track browser signals
We do not currently use Google Analytics, Meta Pixel, or similar advertising-oriented tracking tools.
3. What We Do Not Use Cookies For
SailingMoney does not use cookies for:
- Behavioral advertising or retargeting
- Cross-site tracking of your activity on other websites
- Selling or sharing browsing data with data brokers
- Tracking your activity beyond what is necessary to provide the Service
4. Managing Cookies
You can control cookies through your browser settings. Most browsers allow you to block, delete, or be notified about cookies. Note that disabling session cookies will prevent you from logging into SailingMoney, as they are strictly necessary for authentication.
Instructions for managing cookies in common browsers:
- Chrome — Settings → Privacy and Security → Cookies and other site data
- Firefox — Settings → Privacy & Security → Cookies and Site Data
- Safari — Settings → Safari → Privacy & Security
- Edge — Settings → Cookies and site permissions → Manage and delete cookies
5. Changes to This Policy
We may update this Cookie Policy when we change the cookies we use. We will post the updated policy on this page with a revised date.
6. Contact
Questions about cookies or our tracking practices: privacy@sailingmoney.com
This document is a template pending formal legal review. It does not constitute legal advice.